How do the changes to the personal property securities register (PPSR) affect my business?

A number of changes to the PPSR were implemented on 30 January, consolidating more than 70 existing Commonwealth, state and territory property registers into a national register.

According to, the purpose of this register is to improve how businesses, particularly small-to-medium sized businesses, use their property to secure lending and hence safeguard against customer insolvency. Basically, if your debtor becomes bankrupt or is liquidated, your business will still get paid on time and the goods leased will still belong to you.

The important thing to remember is that you must register on to qualify to be a secured creditor. Otherwise, you will be an unsecured creditor and may not receive the rightful payments/assets if your customer goes into bankruptcy.

Read more on how PPSR can benefit your business  or D&B's guide to PPSR.

Register your security interests on


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